Property and Inland Marine

• Buildings at Replacement Costs or Actual Cash Values
• Automatic Increase in Building Amount (inflation guard)
• Contents at Replacement Costs or Actual Cash Values
• Automatic Increase of the contents for seasonal fluctuation
• Loss of income & extra expense on an actual loss sustained basis for 18 months or other extended period
• Loss of income & extra expense from power interruption
• Loss in value of undamaged building portion, demolition or increased construction cost to meet ordinance or law requirement
• Comprehensive equipment breakdown coverage
• Coverage extension to newly acquired buildings and contents
• Fire department service charge and extinguisher recharge cost
• Debris removal & Pollutant clean up cost
• Back up of sewers or drains
• Accounts Receivables and Valuable Papers coverage
• Computer equipment including Media & Records
• Earthquake or earthquake sprinkler leakage
• Transportation (Transit) CoverageSpoilage Coverage
• Bailee Coverage

Crime

• Employee Dishonesty
• Forgery & Alteration
• Money & Securities - both inside and outside of the premises
• Money Orders & Counterfeit Currency

General and Other Liability

* Operations and Premise liability including parking lot liability
* Personal and Advertising injury liability
* Products and Completed Operations liability
* Contractual and Owners Protective liability
* Hired and Non-owned automobile liability
* Employee Benefits Liability
* Liquor legal liability

Automobile Liability

See our coverage page for Automobile Liability

Workers Compensation and Employers Liability

See our coverage page for Workers Compensation